Pension planning

Build the third pillar efficiently.

Pillar 3a is the most effective tax-saving instrument available to most people in Switzerland, and the difference between a savings account and a well-chosen index solution runs into tens of thousands of francs over a working life.

We help you choose the vehicle, the strategy and the withdrawal timing.

What we do for you

  • Pillar 3a with index investments

    Low-cost index solutions, chosen for you and held at the provider of your choice.

  • Voluntary purchases

    When buying into your pension fund genuinely pays off.

  • Several accounts

    Staggered withdrawals that reduce the tax on your capital.

  • Vested benefits

    Where to place your capital between jobs.

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General information only. Nothing on this page constitutes personalised investment, tax or legal advice. Helfenstein Group does not hold client assets; all custody stays with the bank you choose, under your control. Decisions should be based on your own circumstances and, where appropriate, on a written analysis from a qualified adviser.

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